Blog

Last week in step #1 we covered cleaning up your credit report and improving your score. This week, we’ll go over 'How Much You Need To Save For The Down Payment'. Your down payment is a one-time cash payment you provide when you place your offer. The higher your down payment, the lower your...

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Buying a house is the American dream. I'm kicking off my new weekly series "So You Want To Buy a House?" Each week, I’ll guide you through the various steps preparing your finances, saving for a down payment, finding your dream home, and finally closing the deal.Step 1 is to clean up your credit...

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Let's be realistic... we are all going to die...and it’s going to suck for everyone who loved us. But we can make it suck just a little bit less by setting up an estate plan for our heirs. So save your loved ones a load of hassle and money...get started now. They’ll remember you much more...

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On closing day the buyer will pay for the property. This document shows all of the monetary transfers between the seller and buyer, including the purchase price, down payment amount, payment of brokers’ commissions, attorney fees, escrow fees, surveyor’s fees, title insurance fees, county...

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While the ability to shop for potential properties advanced with the onset of the internet, securing financing and buying your dream house lagged behind... until recently. Here are a few ways technology and mortgage approval are now united to place you in a new home with less stress and more speed.

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If renovations requiring a permit were made to a property and the property was later bought/sold several times, a Building Official has the authority to force the current owner to apply for a permit and have the old work inspected to ensure it meets today's codes and specs in order to have the...

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Homeowners trying to sell their homes on their own —aka: For-Sale-By-Owners (FSBOs) — are driven by several reasons. Although most of them want to save money on real estate commissions, a few feel they don’t need a professional to sell their home.Whatever the reason, data from a recent...

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The major difference between brokers and lenders when buying a house:•A mortgage broker works with many lenders and has more options to better suit your needs.•A lender is a specific financial institution and may have special programs if you fit into their very specific requirements.

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Agent

Joseph Schutz, GRI, CDPE, SFR, BPOR, GREEN

Joseph Schutz, GRI, CDPE, SFR, BPOR, GREEN

Phone954-461-7895